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Tag Archives : real estate investing

Tom and Christy Explain Mortgage Rate Buy Downs

The Curtin Team’s CEO, Tom Curtin and Director of Sales, Christy Smith explain the benefits of mortgage rate buy downs for buyers and sellers. Like many practices in the world of Real Estate, mortgage hacks depend on Buyer/Seller goals, timelines, and preferences. Buy-downs are unique, though, because they offer direct benefits to both Buyers and Sellers in the short term and long term. They allow houses to be sold more efficiently, less stress with high monthly payments for Buyers, and less interest payment over time. If you are in the market to either buy or sell a home, don’t forget that there are ways for you to save money during the process.

Tom and Christy Explain Mortgage Rate Buy Downs

Protect Your Investment with a 1031 Exchange

Raise your hand if you know what a 1031 Exchange is.

If you’re a real estate investor, we’re betting YOU’RE raising your hands. Both of them.
We always say that there’s no greater investment than real estate. That’s true whether you’re buying a home in which you can live or whether you’re buying homes to hold as actual investments, not unlike buying stocks or bonds.
Investors—just like The Curtin Team—know that homes are great sources of equity, not to mention boons for their tax returns, paths to greater cash flow, better diversification of their portfolios, and great ways to counter the effects of inflation.
Real estate is a GREAT investment.

But what happens when it’s time to sell an investment property?

That’s a tricky question and if you don’t have a REALTOR who’s well-versed in how to handle these transactions, you could be left holding the bag (which could be woefully free of money).
When you have a REALTOR who understands real estate investment, however, and the intricacies of a 1031 exchange, you’ll be sitting pretty when all is said and done.
With a 1031 exchange, an investor can sell a property, reinvest the proceeds, and defer ALL capital gains taxes. That’s right, ALL. To give an example, if you sold a property and had $200,000 in capital gains, you’d be subject to taxes of around $70,000, meaning you’d only have about $130,000 left to invest in a new property. After making a down payment and assuming an LTV (loan-to-value) ratio of 75%, that means you’d be able to buy a new property worth about $520,000.
But with a 1031 exchange, you’d be able to use the entire $200,000. If you had the same down payment and LTV as we cited in the previous example, you could buy a property worth about $800,000.

If you think the 1031 exchange sounds like a great idea, you’re right.
But it’s crucial—CRUCIAL—that your REALTOR understands the rules and regulations related to these exchanges. If they don’t, you could find yourself in financial hot water, and nobody wants that. There are dates and deadlines to which investors must adhere, or they’re forced to pay penalties.

The Curtin Team is well-versed in 1031 exchanges and understands their ins and outs; we know that when your investments are on the line, there’s no room for error, no time for dilly-dally. We make sure that your investments—your hard-earned money—are protected.

If you’re interested in investing in real estate and have questions, or if you’re thinking of selling an investment property, talk to us. We’re experienced with investors and will make sure your dollars are working as hard as they can for you, and that they’re kept safe.

Protect Your Investment with a 1031 Exchange

Ask Me Anything Invitation

The real estate market is constantly shifting. Do you know how to position yourself for success as a buyer or a seller? Our team of real estate experts will be available to answer your questions on August 10 at 10am (Eastern Time). Dial into our Zoom call and join us for an informative Q and A.

Register Here
After registering, you will receive a confirmation email containing information about joining the meeting.

Buy and Hold: The Key to Wealth

You may have heard other investors, gurus and financial planners discussing the virtues of owning rental properties. And it is definitely true that a portfolio of GOOD rental properties can provide lifetime income and financial security. But what really makes a GOOD rental property? What should you expect from your rental portfolio and how do you manage it for maximum return on minimal effort? Tom and Joanne cover those points and more with real examples and data at this GRID meeting.

Join the online GRID community to post deals, ask questions, and connect with other investors across the globe. Tom and Joanne host a monthly meeting discussing a variety of topics so sign up for the entire year! And don’t worry if you can’t make it, you can get a link to the recording so you don’t miss any valuable information. www.gridinvestor.com/atlantanorth

Investing In Real Estate In Today’s Market

Today’s market is changing. Every crisis presents opportunities for both experienced investors and new investors who are willing to take action.

Watch as we discuss the market of the moment and opportunities to create wealth through real estate, why investing in real estate builds wealth and how to get started in investing in real estate.

How You Can Capitalize on the Market by Becoming an Investor

Why is investing such a hot topic in real estate lately? Find out here.

Lately, everyone in real estate has been talking about investing. Everyone has been jumping into the pool, and you’re probably wondering what’s happening to cause all this activity.

Our team even did an investor workshop last month. The big property we shared went under contract with multiple offers—it had barely even hit the market! Luckily, one of our clients was able to grab it. In fact, I think that the lease is already in the works for the property to be rented out.

To my point, when you’re scrolling down my newsletter, you should really pay attention to the “coming soon” properties—they rarely last long enough to even hit the market, and they’re going under contract very quickly.

So what’s going on? Why is everybody suddenly so into investing?

Well, there are 10 million more millennials in the populace than there are baby boomers. That’s a ton! Millennials are those who are born between 1982 and 2000—66% of them are under the age of 30, and 22% are under the age of 25.

Here’s why that makes a difference:

In 1955, a study was done on who is most likely to buy homes, and the results are still true today: those who are getting married and are planning to start a family. However, in 1955, most women who were getting married were around the age of 20, and the husbands were 23 on average. Today, the average woman gets married around the age of 27, and the average man is 30. That’s a seven-year delay in the time that people decide to buy a home.

     Investors are jumping to the pool because they know that the No. 1 way for millennials to increase their family wealth is through buying property.

In the current market, the average home-buying age is 32 years old. So what does that tell you? Well, a
ll of the millennials in the market are about to flood into the market, and that’s why all the investors out there are jumping to the pool—they know that the No. 1 way for millennials to increase their family wealth is through buying property.

On Tuesday, November 12, from 12 p.m. to 1:30 p.m., join us for another Millionaire Real Estate Investor Workshop where we’ll walk you through some of our amazing purchases and how you can find success as an investor.

If you have any questions about the workshop or investing in real estate, don’t hesitate to reach out to us. We’d love to hear from you.

How You Can Capitalize on the Market by Becoming an Investor