Tag Archives : Top Team Roswell Ga

Selling a home is a big decision, and one of the most important aspects of the process is determining the right price. Unfortunately, some sellers make the mistake of pricing their homes too high, which can lead to a host of problems down the line. In this blog post, we’ll explore some of the reasons why people price their homes too high when they sell them, and the potential consequences of doing so.

1. Testing the Market
One of the most common reasons why people price their homes too high is because they want to “test the market.” In other words, they want to see if there are any buyers out there who are willing to pay more than what they think their home is worth. While this may seem like a logical strategy, it can backfire in a big way. Overpricing your home can make it less appealing to buyers who are looking in your price range, and it can also turn off potential buyers who might be willing to pay more for a home that is priced appropriately. For example, a home that is worth $600K and the list price was $600K, it would be more likely to get that amount. However, if you listed a home that was only worth $575K for $600K, price reductions might eventually lead to a sale price of only $540K.

2. Leaving Room for Negotiations
Another reason why people may overprice their homes is that they want to leave room for negotiations. They may assume that buyers will try to negotiate the price down, so they start with a higher price in order to end up at the price they really want. However, this strategy can also be counterproductive. If your home is significantly overpriced, buyers may not even bother making an offer, or they may assume that you’re not serious about selling.

3. Believing a Higher List Price Will Result in a Higher Sale Price
Some sellers mistakenly believe that if they list their home at a higher price, they will end up selling it for more money. However, this is not necessarily the case. Buyers are savvy, and they will typically do their research to determine what a home is really worth. If your home is priced much higher than other similar homes in the area, buyers may simply choose to look elsewhere.

4. Misinformed About the Market
Finally, some sellers may overprice their homes because they are misinformed about the market. They may have received bad advice from a friend, neighbor, or another realtor who is not familiar with the local market conditions. It’s important to work with a realtor who has experience selling homes in your area and who can provide you with accurate information about pricing and market trends.

So, what are the consequences of overpricing your home? The most obvious consequence is that your home may sit on the market for longer than it should. This can lead to a variety of problems, including:
• Reduced interest from buyers
• Fewer showings
• Lowball offers
• A lower eventual sales price

In addition, if your home sits on the market for too long, it can start to develop a stigma. Buyers may assume that there is something wrong with the home, or they may wonder why it hasn’t sold yet. This can make it even more difficult to sell the home in the future.

In conclusion, pricing your home appropriately is crucial if you want to sell it quickly and for a fair price. While it may be tempting to overprice your home for any of the reasons mentioned above, it’s important to resist the urge and work with a realtor who can provide you with accurate information about pricing and market conditions. By doing so, you can avoid the pitfalls of overpricing and increase your chances of a successful sale.

“Behind the Curtin” provides an inside look at local homeowners’ beautifully-crafted houses, giving insight into what it takes to renovate, upgrade, and style the most coveted parts of their dream homes. In this video series, industry expert and business owner Joanne Curtin explores local homes while interviewing their owners who live well in their homes to better understand their thought processes when making important decisions. Join Joanne to get a look into the world of luxurious real estate one wonderful home at a time.

“Behind the Curtin” Episode 4 – Downsizing to a Townhome in Roswell, Georgia

WATCH THE FULL EPISODE HERE

Lucy Hintz lives in Roswell, Georgia. She recently downsized to a townhome near Canton Street. She divides her time between her home in Roswell and her second home in the Bahamas.

Joanne: Where did you live before moving to Roswell? What made you choose a new townhome?

Lucy: I have lived in Roswell, in a single-family home. But I had always wanted to live in a walking, shopping, dining community. I’ve always wanted to live near downtown Roswell. Another thing is, my husband had cancer, so we knew that it was time for us to get out of the responsibility of the really big house. We were also looking for a turn key we could have without overwhelming issues.

Joanne: What specifically about this property did you like?

Lucy: When we moved in to this unit, our basement was not finished so we had an opportunity to create what we wanted. We have another full bedroom and bathroom down there. I have grandkids, so when they come there is lots of space. I also have a fabulous deck so the outdoor space is awesome too.

Joanne: What did you do to improve your property?

Lucy: We’ve done a lot of things. We changed the wood floors on the main level, which is a beautiful upgrade. My kitchen was solid white, and I’ve taken the island and painted it to a dramatic blue. We finished the basement in full and built a patio outside with stones and made it home. We also put in bookshelves on both sides of the fireplace with separate beer and wine coolers. And we added a built-in bar with quartz countertop.

Joanne: Did you work with a designer?

Lucy: No, this is all us. We had a lot of people that worked for us at our former home. And I purchased the art at local interior design stores.

Joanne: What is your favorite room in the house?

Lucy: It would be the deck. We open up the French doors on the main level, where we can have a breeze and enjoy bringing the outdoors in.

Joanne: What were some of your favorite places to buy home furnishings?

Lucy: We got rid of everything from the old house. All the furniture came from Arhaus. For the art, I went everywhere from Kudzu to 13 Hub. I used Carpet Depot for flooring.

Joanne: What’s one splurge in your home you could not live without?

Lucy: I splurged on this whole house. My bed and the bedding came from Arhaus and it was a big splurge. Arhaus had a wonderful sales representative. And I don’t know if a lot of people are like me, but I stick with people who are helpful and good at what they do.

Joanne: What have you learned from this process of moving from a big house?

Lucy: It’s not as difficult to let go of things as we think it is. And to use an estate sale group was key. And I’m not just tooting the horn for you, but finding a realtor that really understood what we were trying to do was so important. Previously we had trouble selling our home. Your team are the ones who really transformed it. It was a matter of 30 days and we had an offer on that house.

Living in a neighborhood means we all just look after each other. I think when you’re looking for a different place in life, it’s important that you are in a community that’s similar, that has a lot of the same interests that you.

Joanne: Is there anything you would do different that someone else could learn from?

Lucy: I guess I would say, I think it would have been better to finish the basement prior to moving in.

Joanne: Is there any advice on what you think should not be skimped on?

Lucy: I just think once you find your home, make it your home. Don’t wait because whatever you put off is something you’ll never get around to, something else will take priority.

New home construction has come a long way in recent years with a focus on space design, energy efficiency, and environmentally-friendly materials. Here are the latest features in new home construction:

Large Mud Rooms (aka Family Foyers) – Large mud rooms have extended their footprint in new homes. Previously, mud rooms were often limited to just a hallway with a built-in, but now they are taking on a larger role by accommodating seating, sometimes with a desk to pay bills, and drop zone for mail. Think about it as a room to hide all the mess when you or your children walk in the door – there’s a place to drop shoes, coats, backpacks, laptops, papers, mail and even to take a minute to sit and relax before entering the main house. All of this is usually hidden behind a sliding door to create separation and the ability to close off this area from guests seeing the mess.

Heated floors – Heated floors are especially popular in the primary bathroom. Making cold tile warm in the winter is a game changer! Heated floors operate on a timed thermostat so you can program the heat to match your schedule. Waking up and the bathroom is already toasted, no longer cringing when your bare feet hit the cold floor and scrambling to get your slippers on. Once you have them, you’ll never want to be without them.

A Hidden Room – Childhood dreams come true! Having a hidden room to relax and unwind or to safely retreat into if needed, these rooms are being added behind bookshelves just like in the movies! Often found in an office, a walk-in closet, or primary bedroom, hidden rooms can serve a variety of purposes like hiding a prized and valuable collection, a hidden entertainment area, or a reading and relaxing spot. Another example is the understairs space that often goes unused, which can be turned into a hidden fun playroom for kids. We’ve even seen a hidden hatch door in the floor that led to a wine room underground. The possibilities are endless.

Environmentally Friendly – Environmentally-friendly building has become a favorite for energy efficiency, with an attainable and clear ROI and because of increased environmental awareness. Homeowners want to be a better steward of the planet, and this not only saves homeowners money on energy bills, but it also helps to reduce the overall carbon footprint of the home. There are many ways builders are incorporating this into their plans, such as:

● Solar: Your builder can prepare the roof when built for solar panels. Installing mounts and preparing for wiring during construction will save you money for when you do install solar panels in the future.
● EV Ready: Your builder can ensure that your home has enough electrical service in your garage and install chargers during construction.
● Battery Ready: Equipping your home with solar batteries allows you to capture the energy produced with solar (instead of or in addition to sending it back to the grid) and then use it as you need it, either during a power outage or on cloudy days when solar may not be sufficient.
● Geothermal Systems: According to the US Department of Energy, a Geothermal heat pump can mean a 25%-50% reduction in energy consumed compared to a traditional system that uses air. In addition to the electricity savings, geothermal systems are eco-friendly because they don’t burn gas during operation. And because there’s no combustion, there’s no admission of carbon dioxide, carbon monoxide or other greenhouse gasses. Because these systems are much quieter to operate, it also saves on noise pollution. If the builder is already digging for a septic for your home, ask about the possibility of adding geothermal during the dig.

There has been a significant shift towards the use of environmentally-friendly building materials. This includes the use of recycled materials, low-VOC (volatile organic compound) paints and finishes. Eco-friendly building materials cut down on greenhouse gas emissions, and conserve natural resources; all while improving water and air quality. Examples are Low-Formaldehyde Insulation, Low-VOC Drywall Adhesives, Low-VOC Paints and Carpets, ENERGY STAR® Low-E Windows, low-flow plumbing fixtures, dual flush toilets and LED lighting packages.

Hidden Outlets – These can be an afterthought, but with planning ahead and smart design, your outlets don’t have to take away from your beautiful kitchen backsplash. Electrical outlets can be placed under the cabinets so they remain hidden from view and still easy to access. There are also countertop pop-up outlets that only appear when needed or removable tile plates that can keep the outlet masked when not in use. With the amount of device charging we need now, consider a charging station drawer. This drawer will have a power strip at the back of it and you can keep unsightly wires and devices out of view while charging. Perfect in the kitchen, bathroom and built-in desk drawers.

Large Kitchen Island – Kitchens are the heart and center of the home. Large kitchen islands serve a multitude of roles, from prep station to homework spot to eating area. Large kitchen islands have an aesthetic impact on the room as well. Popular design trends include the waterfall edge where the countertop continues down the side of the island all the way to the floor or the simpler English cottage style with tongue and groove paneling. Large dramatic hanging light pendants and gorgeous sink hardware help showcase the island as a centerpiece of the kitchen.

Floating vanities – Floating vanities add a contemporary feel and modern look. These shorter base cabinets appear to “float” on the wall instead of sitting directly on the floor. They can make small spaces look larger and open up the room. The downside is less storage space. To add to the floating visual, under-cabinet lighting is a popular added feature, this lighting below the floating cabinetry also adds to the “floating” appearance of the vanity.

Dog Wash Station – Dog owners are spending more and more on their dogs every year. A recent survey cited that one of the main reasons Millennials purchased a home was because of their dogs. So, it’s no surprise that new features specifically for dogs are becoming standard. We’re even seeing dog watering stations with a faucet to refill the water bowl.
Locating a dog bath in a mud room, laundry room ,or garage is a practical solution, especially if your space has exterior access. Putting everything you need right by an exterior entrance; your home will remain better protected from tracked-in dirt. Ideally your wash station has a faucet with a handheld sprayer attachment and drain area. Plus, it’s more versatile than you might think. You can use it not only for your furry friends, it’s also great for washing off muddy kids or dirty shoes.

Built-In Speakers Inside & Out – Bring on the tunes! If you already know where you want to put the sound system and entertainment center, talk to your builder about installing built-in speakers in those rooms. You’ll save yourself valuable floor or wall space and have the luxury of having your house literally filled with music.

Whether you’re building a new home or remodeling an existing one, these trends are worth considering to stay ahead of the curve and to optimize your space in a modern, fashionable way.

“Behind the Curtin” provides an inside look at local homeowners’ beautifully-crafted houses, giving insight into what it takes to renovate, upgrade, and style the most coveted parts of their dream homes. In this video series, industry expert and business owner Joanne Curtin explores local homes while interviewing their owners along the way to better understand their thought processes when making important decisions. Join Joanne to get a look into the world of thoughtful real estate one wonderful home at a time.

“Behind the Curtin” Episode 2 – A Pool and Pool House in Milton, Georgia

WATCH THE FULL EPISODE HERE

Tripp and Grace Melton live in Milton, Georgia. They have been residents since 2003. In 2020, they began the work of creating an outdoor space for relaxation and entertaining, with a pool and pool house.

Joanne: Why did you pick this area?

Tripp: We were working downtown at the time and couldn’t find anything we liked. And then we drove through this area and liked the idea of a newer construction.

Grace: Even though the house wasn’t initially what I had in mind, I fell in love with the hidden pantry in the kitchen and the fireplace in our keeping room looks like the wall in the church where we go married.

Joanne: What have you done specifically to increase the value of your home?

Grace: We made a lot of use of the outside space and tried to do some thoughtful landscaping with trees and buffers because the way the house is situated, you can see the whole backyard from the street. But the biggest thing was adding the pool in 2020 and the pool house.

Joanne: Did you use a designer to create the outdoor living resort space that you have?

Tripp: No, these are all our ideas, even the landscaping. We worked with our pool builder for the pool house to execute what we wanted.

Joanne: What do love about the outdoor space you’ve created?

Grace: For me, I love being around water. I like seeing it, I like hearing it. I think it’s calming, but it’s also a great entertaining space. And we use it year ‘round, because we’ll have the pool heated. We can go out here for coffee in the morning or have friends over late at night. We use the fireplace and the electric heaters in the middle of winter, and so we spend a lot of time in the pool house. It’s been fun.

Joanne: Where did you find vendors and contractors for such a big job?

Tripp: We went to our original builder. They gave us some ideas and some referrals. We also did a lot of research online about what we wanted.

Joanne: So, what did you splurge on?

Tripp: The sliding doors on three sides of the pool house was almost a third of the cost of the entire pool house. But the space is transformed when they are opened or closed. The pool house stays cool in the summer and comfortable in the winter. Also, our ceiling fan from Big Ass Fans Company, is large enough to create a nice breeze.

Joanne: What else do you really like about the space?

Grace: The vaulted ceiling. It’s not just a flat ceiling, so I think it’s a nice, added dimension.

Joanne: What have you learned from the process?

Tripp: I’ve learned from this process to get everything in writing. In the end, even when you’re dealing with friends or people you like, it’s still a business transaction.

Joanne: Is there anything you would do differently?

Tripp: We weren’t able to put in a bathroom because of the rules regarding septic fields, unless we wanted to install another septic system. However, we finished the basement with an additional bathroom that allows us to have a changing room for the pool.

And some people have asked why didn’t do an outside kitchen. I mean, we just don’t use our inside kitchen that much. So, it wasn’t a big deal for us.

Joanne: What advice would you give someone who wanted to renovate their outdoor space?

Grace: I would say good design that’s really well thought out. And materials, don’t skimp on materials.

Tripp: I would tell someone don’t skimp on the decking. For example, the travertine around the pool is cooler in the summer than pavers or concrete. I would also not skimp on lighting. We changed our ground lighting to soffit lighting and it changes the whole look. We also installed a cool sound system through a Sonos sound system with speakers shaped like rocks around the pool area.

“Behind the Curtin” provides an inside look at local homeowners’ beautifully-crafted houses, giving insight into what it takes to renovate, upgrade, and style the most coveted parts of their dream homes. In this video series, industry expert and business owner Joanne Curtin explores local homes while interviewing their owners along the way to better understand their thought processes when making important decisions. Join Joanne to get a look into the world of luxurious real estate one wonderful home at a time.

“Behind the Curtin” Episode 1 – A Wine Room & Kitchen in Milton, Georgia

WATCH THE FULL EPISODE HERE

Katie and Dave Smith live in Milton, Georgia with their two children. Recently, Katie and Dave sold their house in Milton’s Highland Manor that they called home for 14 years to move into a brand-new build in the Sweet Apple neighborhood that they helped design. Prior to moving to Milton in 2008, they lived in Miami, Florida for two years.

Joanne: Why did you pick this area?

Katie: We’re from up north where the seasons change. We didn’t like living somewhere where it was hot all year. My husband Dave’s job, at the time, was such that he could live in Greater Atlanta or South Florida, and we just felt like greater Atlanta was an area that we felt we could relate to more and would be better to raise a family. We didn’t have any kids yet when we moved here and that’s part of why we did.

Joanne: As far as your house that you’re in now, what made you choose your house?

Katie: We were so excited to build and get to start from scratch. We really liked how it’s quiet here, but it’s still close to everything. We’re closer now than we were in Highland Manor to Downtown Crabapple, Downtown Roswell, and GA-400. But we’re tucked back in this quiet little country road type situation. We felt like it was very unique, and when we signed to build this house, they hadn’t even cleared the street yet. We were able to see the other homes and see the big picture of the community with the walking trails and green space built into the development.

Joanne: What do you feel like you did to really improve the value of the house that you built? What do you feel adds value to your house the most?

Katie: We love having the master on Main and it’s kind of in its own little wing. It’s tucked away. I can sleep through noise, and I was never able to do that in the old house. The lot itself, how we’re on a cul-de-sac and it’s at the end of the street. The layout of the house provides nice privacy for the backyard, helping with what we’re trying to achieve with the pool and creating a great little hangout area. The kids have their own space upstairs. They have a lot of space. At their current ages of 10 and 13, they don’t want to be around us all the time. They have their own space which makes them feel like they have independence.

Joanne: Alright, so in this home you did not have a keeping room and in place of that, because you want to use your house wisely, you did a wine room where normally an office or dining room could be. So did you use a designer for that?

Katie: I would say we kind of used a designer overall, that helped us in designing the layout of our home and picking the finishes. She did help us a little bit with the wine room. Dave would tell you that he’s the designer. She worked with another couple a few years ago who did the wine room at a house over on Sibley lane. We had seen these pictures, and knew she had worked on a project like this before. That got it going in Dave’s mind, and then we knew we wanted to have a sitting room like a keeping room. We were going back and forth on whether or not to do the wine wall because it was of course an added expense. Dave, in his mind with the numbers, was like, “Is this too frivolous? Like, can we really do this?” And then, he finally said that if he didn’t do it, he would be mad at himself in a couple of years. It costs more money to do after the fact versus if you do it while you’re building the house, it’s easier.

Joanne: What does that wine room have that you needed?

Katie: It’s a quiet getaway. A quiet space. The wine wall itself is a piece of art. It’s very cozy. We painted it a different color from the color that most of the main living area is painted. We did the wine room and Dave’s office a dark gray that really separates it from the rest of the home. It’s right off the kitchen, but it feels like you’re tucked away and it has a door that goes onto the front porch from one wall. So, you could be sitting in there enjoying a glass of wine or having your morning coffee and then go right outside to the front porch.

Joanne: What was the splurge in your wine room that you said Dave was like, “I don’t know if I want to spend the money. But if I don’t do it, I’ll regret it?”

Katie: It’s a built-in refrigerated unit. It has its own thermostat, it has its own separate unit down in the basement. That’s like the ultimate splurge. In our old home, we had a freestanding wine fridge that you purchase. If we ever move, it stays. It’s part of the house. That was definitely a splurge. I mean, gosh, it’s all splurge. A new house is a splurge. Those sliders, the sliding doors, instead of just a door they go into the wall. Not accordion style – they slide like pockets doors into the wall.

Joanne: Would you say that the wine room is your favorite room? What’s your favorite room in your new house? Dave’s?

Katie: Dave would say it’s the wine room. I love the kitchen.

Joanne: Why would you say that?

Katie: It has a lot of storage and it’s bright. I’m looking at my kitchen right now, and I think it just flows easily. We designed it to flow easily.

Joanne: Anything that you feel like someone should not skimp on?

Katie: I would not skimp on lighting. At least, in the main areas,

Joanne: Lighting meaning expensive fixtures or just more lights?

Katie: The fixtures themselves. If you put a cheap light over the table in your kitchen or something that you don’t like, it is no good. We got to the point where the lighting budget was getting out of control. We did cans in other areas. We’d rather fix the main fixtures in a year than get something cheap and not like it, you know? What else… Appliances! We didn’t skimp on our fridge. We got the nicer fridge. How many times do you use your fridge a day? A lot, right? So I think that for us, it was like let’s not skimp on things in our main living area. I’m fine skimping on my 10-year-old son’s bathroom tile, or the guest room lighting. Those are rooms that get used a small handful of times a year. But when it came to our main living space, I didn’t want to cheap out and then regret it. We didn’t go crazy, but like we made it nice.

Joanne: So what kind of fridge Do you have?

Katie: Oh, it’s a Thermador fridge. But it’s not so much the brand. It’s just this size. It’s the bigger side by side fridge.

Joanne: Are there any materials that you used that you felt like were not trendy, but just worth it, and were non-negotiables?

Katie: We used quartz for all of our tops, even in the bathrooms, which I’m really happy with. Even in the laundry room – it just makes a difference. One other splurge that I forgot to mention from earlier was in our master bath, we have the doors that come all the way down to the floor without the step with the special drain on the sides. So it’s very clean looking and beautiful. We have the engineered hardwood, the wider planks, which I really love throughout the home. And it’s a lighter-color wood. We had darker wood at the old house, which I thought looked pretty. But on these floors, you can’t see the dirt as much and the paw prints from the dog. So when you have an active family, it’s nice to be able to hide dirt and dog hair better. I’m just keeping it real because I don’t feel like cleaning floors every day!

Katie and Dave’s experience in deciding to move, finding the right location to build, and hand-crafting their forever home is something that countless families do every year. That doesn’t mean it’s not special – building a new home is one of the most special things a family can do together. Their openness and great insight into their thought process during the whole experience helps us learn what to look for and what to avoid when it’s our time to upgrade our own living spaces. These helpful homeowners, along with Joanne, help give you a peek Behind the Curtin into the world of luxury real estate. If this insight interests you, subscribe for more video and interview content at www.youtube.com/@curtinteam.

What was the last book you read? More importantly – what was the last book you read that helped you and your team succeed at work? Being well read doesn’t just help you in your day-to-day activities. Choosing to learn from established experts and authors helps shorten your learning curve so you can bring practical information and methods to your co-workers, colleagues, and clients. While there’s no substitute for learning by doing, there’s a wide gap in knowledge that favors those who take time to read effective business books over those who don’t. Over the years, I’ve read more than a fair share of business books, and some have stood out more than others. That’s why today I am sharing my top five favorite business books that you will wish you had read sooner.

1. “Rich Dad Poor Dad” by Robert Kiyosaki
Written as a narrative story, this is an easy read. I find this book foundational for any new or recently-started investor to understand what it means to have an investor mindset. It helps distinguish what is truly an asset and liability and how to use money as a tool to create wealth. You don’t have to be born rich to become rich. Instead, there’s a path that just about anyone who is willing to take can follow. In 1999, my wife Joanne read this book and I read it shortly after her. It was one of the reasons Joanne decided to leave her teaching career to become a real estate professional just a year later. It’s the reason we bought our first investment property and created goals around real estate investing. I have a lot of gratitude for this book.
2. “Atomic Habits” by James Clear
This book is about breaking bad behaviors and adopting good ones in four steps with small, incremental, everyday routines that compound into massive, positive changes over time. You can truly change your behavior by following these steps. There are some great hacks here on breaking cravings and creating new habits. These include steps about making new routines easy to start, making them obvious, attractive, easy, and satisfying. 1. Make it obvious – Don’t hide your fruits in the fridge, but instead put them on display front and center. 2. Make it attractive – start with the fruit you like the most so you’ll actually want to eat one when you see it. 3. Make it easy – don’t create needless friction by focusing on fruits that are hard to peel. Bananas and apples are super easy to eat, for example. 4. Make it satisfying – if you like the fruit you picked, you’ll love eating it and feel healthier as a result! The book goes into a lot more detail. I highly recommend it as you can apply these little hacks to make your life better and more efficient.
3. “Unlimited Power” by Tony Robbins
This book is a self-help classic that breaks down how Tony Robbins has helped top performers perform at their highest level and how you can use the same mental and physical tactics to accomplish your biggest life goals. “Unlimited Power” connotes your ability to revamp your life and produce every outcome you’ve ever wanted while generating value for the people around you. There is so much packed into this book that I can’t get into everything. It’s a long read, but it’s worth every page. One key idea is to use modeling – how you can model yourself after others who are more successful to get what they have. We’ve used this tactic in our real estate business as well as real estate investing. The difference between successful people and everyone else is that successful people see “failure” as an opportunity to grow and learn. We model, try new things, fail and learn. Also simple hacks to change your mood with body posture and breathing techniques, it works! And lastly emotional intelligence, how you respond to situations and your emotions, your attitude determines a lot of what you can accomplish.
4. “First Break All The Rules” by Don Clifton
This book walks you through how to be a better manager and debunks a lot of traditional management methods. I enjoy this book because it resonates with my management style, especially being a part of a small team. We are truly a family. Happy and satisfied employees make the company better and treat clients better. Managers can help employees be happier and more satisfied, it starts with caring about how happy and satisfied they are at work and personally. Intentionally design the atmosphere to encourage self-expression, trust, enjoyment, and productivity. A leader sets the goals, and helps guide but ultimately employees will be happier when they can control and have input in how they reach those goals. If you want to help your team grow, you’ve got to get to know them on a personal level. And if you want to know what standard you should hold everybody to, you need to look at your top performers and spend a lot of time with them. I’d recommend this book to someone who just became a manager and feels overwhelmed, or a seasoned executive that wants to learn and play to their employee’s strengths, or anyone that would like to become a great leader at work.
5. “Five Dysfunctions Of A Team” by Patrick Lencioni
This book will teach you how to have a functional team to be more productive and how to avoid back-channel politics. It’s written in an easy-to-read fable and then breaks it down into practical guidelines on how to overcome each of the five dysfunctions. In hindsight, if I had read this book at the start of my team building career, I could have avoided some drama and probably gotten out of business faster with some people we ultimately ended up parting ways with, but not before they caused damage to the team. it could have possibly helped to fix some bad behavior, but I suspect it would have just highlighted it and caused them to opt out sooner, and maybe I’d have a few less gray hairs.

The next time you are asked what the last book you read was, I hope you think back to one of my five suggestions and are able to apply what you’ve learned in the workplace. True leaders and intelligent thinkers know that they don’t know everything, and they know when to look for outside wisdom and advice to pass along to those who rely on them in the business world. These five reads cover everything from financial responsibility and habit building to team chemistry and unlocking your true potential, and I highly suggest that you check them out.

Raise your hand if you know what a 1031 Exchange is.
Anyone?

If you’re a real estate investor, we’re betting YOU’RE raising your hands. Both of them.
We always say that there’s no greater investment than real estate. That’s true whether you’re buying a home in which you can live or whether you’re buying homes to hold as actual investments, not unlike buying stocks or bonds.
Investors—just like The Curtin Team—know that homes are great sources of equity, not to mention boons for their tax returns, paths to greater cash flow, better diversification of their portfolios, and great ways to counter the effects of inflation.
Real estate is a GREAT investment.

But what happens when it’s time to sell an investment property?

That’s a tricky question and if you don’t have a REALTOR who’s well-versed in how to handle these transactions, you could be left holding the bag (which could be woefully free of money).
When you have a REALTOR who understands real estate investment, however, and the intricacies of a 1031 exchange, you’ll be sitting pretty when all is said and done.
With a 1031 exchange, an investor can sell a property, reinvest the proceeds, and defer ALL capital gains taxes. That’s right, ALL. To give an example, if you sold a property and had $200,000 in capital gains, you’d be subject to taxes of around $70,000, meaning you’d only have about $130,000 left to invest in a new property. After making a down payment and assuming an LTV (loan-to-value) ratio of 75%, that means you’d be able to buy a new property worth about $520,000.
But with a 1031 exchange, you’d be able to use the entire $200,000. If you had the same down payment and LTV as we cited in the previous example, you could buy a property worth about $800,000.

If you think the 1031 exchange sounds like a great idea, you’re right.
But it’s crucial—CRUCIAL—that your REALTOR understands the rules and regulations related to these exchanges. If they don’t, you could find yourself in financial hot water, and nobody wants that. There are dates and deadlines to which investors must adhere, or they’re forced to pay penalties.

The Curtin Team is well-versed in 1031 exchanges and understands their ins and outs; we know that when your investments are on the line, there’s no room for error, no time for dilly-dally. We make sure that your investments—your hard-earned money—are protected.

If you’re interested in investing in real estate and have questions, or if you’re thinking of selling an investment property, talk to us. We’re experienced with investors and will make sure your dollars are working as hard as they can for you, and that they’re kept safe.

On a successful real estate team, everyone has a specialized role that aligns with their skills. Agents are talented at contract negotiations and pricing. Administrative teams are talented at paperwork, details, and organization. Marketing specialists are talented at getting houses as much organic exposure as possible. Essentially, every team member provides value to the business by serving clients and always looking to help their teammates when possible. Over the years, many of the Curtin Team’s clients have expressed that they enjoy having a contact available to answer their questions, which is exactly what our team is available to do. Unlike solo agents who might be constantly busy and out in the field showing homes, our staff is in the office and able to help our clients with anything they need throughout the buying or selling process.

Working with a team means you get combined experience, which leads to smoother deals and less headaches. As a team, we invest in the best systems, tools, technology, knowledge, and talent available. We feel the scope of today’s real estate transaction goes beyond one person and that an agent acting on their own can’t possibly provide the level of service needed to get the job done well. This is why clients prefer team interactions, and previously solo agents are so glad they’ve found the right group once they’ve made the switch. An individual real estate agent won’t have the time, cumulative knowledge, or assets required to invest in the best tools and execute the marketing strategies required to give homes maximum exposure and quick selling times, but well-established groups can provide all of these and more.

As an agent working on a team, there’s greater fulfillment developing your inherent skills and being able to trust teammates to work behind the scenes for your clients. Many studies have linked employee happiness with customer satisfaction. A company’s ability to deliver a greater customer experience relies on hardworking team members who always look out for each other. When an agent works on a team, they enjoy a more balanced life. The work is divided and the responsibilities are shared. They can lean into their team for help when things don’t go their way, and they have a support system that brings the peace of mind that is so difficult to find when working alone. And most especially, their clients are happier. The stability, camaraderie, and effectiveness of real estate teams like the Curtin Team make everyone’s lives easier – both our clients and our agents included.

When house hunting or making a priority list of improvements for an existing home, most couples will eventually have to compromise. In my 23 years of marriage and 20 years of real estate experience, I have found that most men defer to what their spouse wants first, while making their own private plans for what they really want in their home. When we purchased our own home, I know that my wife Joanne didn’t even notice the built-in speaker systems throughout most of the house, and it was definitely a selling feature for me! In honor of Father’s Day, I’m spilling all of the secrets – here’s Tom’s Top 10 Things Dads Want In A Home.

10. The Shower – We want a spacious shower. It’s not because we need a lot of room, but because we know that our spouse is going to stock the shelves with their products. We need to make sure there’s enough space for our own body wash and shampoo. We also want a great showerhead and good water pressure!
9. The Speakers / Sound Systems – We like our tunes and being in control of the music. Having a speaker system that is beyond a single portable speaker, one that goes throughout the main living areas and out onto the deck, is ideal for any dad who likes to set the vibe of his domain.
8. The Bar – We want a bar area where we can keep that expensive bottle of liquor we are “saving for a special occasion.” It’s also important to have a spot where we can mix a quick drink when friends visit. The ideal bar is either adjacent to or in a comfy room where you can sit and enjoy your favorite beverage with your spouse.
7. The Home Office – When I think of my dream office, the TV show Mad Men is what comes to mind. That means deep wood furniture, leather-bound books on the bookshelf, a box of cigars, and a fully stocked bar. Work hard, play hard.
6. The Garage – We need space for everything from cars and sporting equipment to yard tools and kids’ toys. Having shelves, storage bins, and a workbench turns this space into an organized area instead of a piled-up mess. In a perfect world, the garage floor will have a cool epoxy finish so we are prepared to buy our dream sports car when we hit our mid-life splurge. When it comes to the garage, the bigger the better. We’ll find a way to fill the space.
5. The Kitchen – We enjoy innovations like built-in griddles on a new stove for making the kids pancakes on Saturday morning. Appliances with LCD screens, dual convection ovens, finger swipe screens – we love the technology. A built-in coffee station is also a big yes!
4. The Fireplace – Men love fire. We like to start fires, watch fires, and sit by fires and sit around a fire with family or friends sharing dad jokes. We want a great indoor fireplace, and we would love to have an outdoor fireplace with a seating area, too.
3. The Yard – Men are generally drawn to more space and bigger yards. It’s not because we want to spend all weekend working in the yard, but we do like having a place to go outside where we feel nature around us. If we can occasionally use a chainsaw, that’s a plus.
2. The Outdoor Living Space / The Deck – We want a deck big enough to house a grill and maybe a green egg – a place where we can eat outside as a family and enjoy a cocktail or hang out with friends. Ideally, this deck overlooks our great yard, so we can sit on the deck after working outside all day and appreciate what we’ve done, even if no one else notices the trimmed hedges and freshly cut grass. The icing on the cake is a big screen TV so we can watch the game while grilling and chilling with friends.
1. The Basement – The basement serves as a getaway space – i.e., the man cave. A huge TV and a comfortable seating area are must-haves for enjoying a game or movie. The basement is also the place for us to keep all the stuff that we’re not allowed to have anywhere else in the house. The basement is removed from the rest of the house and doesn’t always fall under the decorative oversight of our spouse, so we can have free reign to hang signed sports jerseys, have a comfortable chair, a ping pong table, or put our favorite piece of furniture from college that we refuse to give up. Lastly, this is a great spot for a home gym. The home gym is where we keep our exercise equipment (hopefully not the kind that was bought at 3:00 AM from an infomercial) whether we use it as often as we’d like or not.

House hunting is made so much easier when you know exactly which features you are looking for. Us dads often don’t seem picky, however there are definitely certain elements that keep us happy in our homes. Most of these revolve around spending time with family and friends, who are the loved ones that make being a dad so great in the first place.
Also, chainsaws.

Are higher interest rates going to cause a real estate market crash? We’ve been getting some variation of this question a lot lately. The reality is no one knows exactly what will happen yet there are some fundamental truths to consider. I once heard someone say that an economist is an expert who will know tomorrow why the things he predicted yesterday didn’t happen today. With that, let’s start with some facts.

This year, the Federal Reserve raised its interest rates by half of a percentage point. This is its largest rate increase since 2000 and the first time since 2006 that the Fed has increased rates in back-to-back meetings.
It’s important to understand why interest rates are rising. Primarily, raising interest rates is one of the most powerful tools the Federal Reserve has to control the economy and inflation. During a recent news conference, Fed Chairman Jerome Powell explained “inflation is much too high and we understand the hardship it is causing. We’re moving expeditiously to bring it back down.”
Bringing down inflation without causing a recession is a difficult task that requires careful precision. By raising rates, the Fed hopes to cool the housing market without stopping it altogether – quite the balancing act.
As rates increase for borrowers, some buyers are forced out of the market because they can no longer afford homes that have appreciated so much in value. But interest rates will have to go up significantly to soften housing prices and curb inflation. We don’t expect to see prices go backwards, but they also can’t keep appreciating at 20% per year.
Serious buyers view rising rates as a reason to buy sooner, not to wait any longer. When house hunting, budgeting with a higher rate in mind can be greatly beneficial. For example, base your expected payment assuming that it will eventually have a ½ percentage higher rate. If rates go up, you’ll be in budget, and if they don’t move, you’ll have a cushion built in.
Rental rates have increased, too, so first-time homebuyers are still looking to buy because purchasing a home is less expensive than renting in most cases. The most reliable hedge against inflation is a fixed housing cost in the way of a fixed mortgage. As a renter, there is no protection against rising costs of rent because of very few rent-control laws.
These factors lead many to wonder: Will rising interest rates cause an eventual price crash? With the financial crisis of 2008 still fresh in our memory, it’s easy to see why people might expect home prices to fall. This time, however, there are many differences. I remember back in 2006 when banks were handing out “no doc loans” that asked for your personal finances with no written proof. This created artificial demand by making it easy for just about anyone to “qualify” for a home loan or refinance their current home. Today, purchasers and those refinancing homes face much higher standards and stricter guidelines from mortgage companies. Because of this, purchasers can afford the mortgage they’re taking on and there are less defaults. The speculative buyers who were purchasing homes and reselling them six months later for quick gains are not as prolific as they were in 2005-2007. The price drop seen during The Great Recession was caused mainly by the financial crisis, which led to a foreclosure crisis. When foreclosures flooded the market, prices dropped. The fear of another huge foreclosure event in today’s market is just not as realistic as it was a decade ago.
There’s still a very real housing inventory shortage that is driving demand. Even with higher interest rates, buyers are relocating away from big cities and are viewing Northern Atlanta as valuable. With continued demand, supply issues delaying new construction for the foreseeable future, and relative affordability in housing in our area, we expect rising rates to slow real estate sales somewhat, but they will not be stopping completely any time soon.